The AI-native MGA
operating system.

MGA insurance software is the platform a managing general agent (MGA) or coverholder uses to run its delegated underwriting authority — building insurance products, quoting and binding policies, administering the book, producing bordereaux for capacity providers, handling claims and reporting. Soldek brings all of that into one AI-native system so the whole operation runs automatically instead of through spreadsheets and email.

Most insurance platforms are decades-old systems with AI bolted on afterwards. Soldek is built AI-native from the first line of code: every policy, claim and transaction is captured as clean, structured, labelled data, an AI copilot is embedded in the workflow, and you can export training-ready datasets to build your own proprietary models.

Soldek is purpose-built for specialty and niche MGAs and coverholders that need flexible products and fast configuration. It is multi-tenant SaaS, so each MGA gets an isolated, branded environment, and it scales from your first product to a full book across multiple binders.

Yes. Premium and claims bordereaux are generated automatically from your live book, stored as Excel and CSV, and can be emailed to your capacity providers on a schedule. There is no month-end spreadsheet scramble and the numbers always reconcile with your policies and invoicing.

Yes. The drag-and-drop product builder lets you design any line of business — PTD, TTD, CPP, accident, key person, event cancellation and more — with custom fields, rate tables and underwriting rules in plain language. New products go live across the broker portal, quoting, invoicing and bordereaux without writing code.

Soldek has been configured for PTD, TTD, CPP, accident and income, key person, event cancellation, prize indemnity, artists and entertainment, and other specialty lines. Any product you can define in fields, rates and rules can be built without developers. Most specialty MGAs have a new product live within a day.

Soldek tracks each binding authority with its UMR, slip references, limits, sublimits and capacity. Underwriting rules enforce the binding agreement on every submission automatically. Premium and claims bordereaux are produced per binder in the format each capacity provider expects.

Soldek runs the full policy lifecycle — submission, underwriting, binding, endorsements, renewals, invoicing and claims — in one system. Documents, invoices and bordereaux are generated automatically, and claims are linked to every policy so your loss ratios and analytics update in real time.

Soldek has simple, fixed pricing: €2,950 per month for a small MGA and €3,950 per month for a large MGA — a flat fee per tenant, not per user or per seat. Add unlimited underwriters, brokers and admins without the price changing. Billed monthly, cancel anytime, with a 100% satisfaction guarantee. Migrating from an existing product and system costs nothing extra; new MGAs building from scratch pay a one-off setup fee at an hourly rate, typically €2,500–€3,000.

Yes. Soldek is EU-hosted, tenant-isolated and encrypted, with a full audit trail on every record, so your underwriting and client data stays GDPR compliant and private to your MGA.

Most MGAs go live in weeks, not quarters. We map your products, binders and reporting, configure your first products in the builder, then switch on the platform and onboard your brokers — with data flowing from day one.