Underwriting software

Underwriting software that prices every risk instantly.

Soldek is underwriting software for MGAs that automates rating and acceptance rules, surfaces AI advice on every submission, and takes a risk from quote to bound in minutes.

In the platform

  • Rating engine
  • Underwriting rules
  • AI referral advice
  • Quote & bind
  • Binders & capacity
  • Audit trail

Underwriting software

Underwriting software that turns submissions into decisions, fast

Soldek’s underwriting software lets you define your own rate tables and acceptance rules, then applies them automatically to every submission. Straightforward risks are priced and can be bound instantly; the rest are referred with the data your underwriters need.

And because every risk, decision and outcome is captured as clean, structured data, you have the foundation to build your own AI risk engine on top — while every decision stays in a full audit trail.

  • Price standard risks automatically, refer the rest with context
  • Consistent, rule-based underwriting across the team
  • Instant quote-to-bind with documents generated automatically
  • Compliance-ready audit trail on every decision

Underwriting software — capabilities

Underwriting software,
all in one platform.

01

Configurable rating

Base rates plus age, sport, occupation and duration factors — all editable, no code.

02

Rules engine

Auto-accept, refer or decline based on conditions you control, by priority.

03

AI advice

Every submission scored with guidance, so referrals get to a decision sooner.

04

Quote to bind

Price, issue documents and bind in one automated flow.

05

Binder & capacity

Track delegated authority, limits and capacity against every risk.

06

Full audit trail

Every rating, override and decision recorded for compliance.

FAQ

Underwriting software,
answered.

What is underwriting software?

Underwriting software automates how an insurer or MGA prices and accepts risk: applying rate tables, evaluating acceptance rules, and routing submissions to auto-accept, refer or decline. Soldek adds AI advice and an instant quote-to-bind flow on top.

Can we configure our own rates and rules?

Yes. You build rate tables and underwriting rules in the product builder without code, and Soldek applies them to every submission automatically.

Is Soldek ready for AI underwriting?

Yes — by design. Every submission, rating factor, decision and claim is stored as clean, structured data rather than free text, so you can build and train your own AI risk engine on your book. The rules engine automates accept/refer decisions today; your data is ready for the models you add tomorrow.

See Soldek
on your own book.

A 30-minute walkthrough of underwriting software on your products, your binders and your numbers.